VIAMC
Project Brief & Opportunity Assessment
UC1 · Loan Background Check
UC2 · Fund Accounting
UC3 · AI Tool Centralization
Prepared by MC Team · 20 April 2026
Overview
Three Use Cases at a Glance
| # | Use Case | Cloud Suitability | HKMA Fit |
|---|
| UC1 |
Loan Background Check
AI-enriched client research reports |
Cloud-ready |
Medium |
| UC2 |
Fund Accounting
Excel split, automate, audit export + redaction |
Compliance review |
Low–Med |
| UC3 |
AI Tool Centralization
CASB / DLP over 12 GenAI tools |
Sensitive |
High |
Cross-cutting opportunity: HKMA GenA.I. Sandbox++ programme may sponsor UC3 (strongest fit) and UC1 as secondary.
Use Case 1
Loan Background Check
Produce richer client / project due-diligence reports for management using cloud AI research tools.
Input
Existing portfolio report from VIAMC
→
AI Research
Perplexity & other AI tools research the target client
→
Output
Enriched report for management
Cloud Suitability
Cloud-ready
Primary Value
Faster, deeper research
Audience
Mgmt / credit committee
Status: Ready to scope once VIAMC shares an existing portfolio report template and confirms approved data sources.
UC1 · Follow-ups
Follow-up Items · UC1
| Item | Owner |
|---|
| Share existing portfolio report template | VIAMC |
| Confirm preferred output format (PDF / Word / dashboard) | VIAMC |
| Confirm approved external data sources for research | VIAMC |
| Identify report recipients and approval chain | VIAMC |
Use Case 2
Fund Accounting
Today: one large Excel file. Goal: split, automate, and produce clean auditor exports.
Split
Break the master file into smaller files by year.
Automate
Remove manual steps in the splitting/processing workflow.
Audit Export
Output in audit format template for external/internal auditors.
Cloud suitability: compliance consideration — file may contain sensitive data, on-prem default.
UC2 · Engagement Model
Two Delivery Options
Offer A · Build it (Managed Project)
MC team builds the Python automation + redaction script as a delivered solution for VIAMC.
- Faster time to result
- Full ownership by MC during build
- Ongoing maintenance dependency
Offer B · Workshop (On-Premise)
MC runs an on-prem workshop with VIAMC staff — co-discover the solution together, teach them to handle it.
- Lower MC effort & VIAMC cost
- High knowledge transfer
- VIAMC self-sufficient afterwards
| Offer A · Build | Offer B · Workshop |
|---|
| MC Effort | Higher (full build) | Lower (facilitation) |
| Cost to VIAMC | Higher | Lower |
| Ongoing dependency | Yes (maintenance) | No |
| Knowledge transfer | Low | High |
UC2 · Redaction Sub-project
Data Redaction Script
Use the big Excel safely for research / AI without leaking sensitive data.
Master Excel
Original — untouched, on-prem
→
Python Redactor
openpyxl · streaming · config-driven
→
Sanitized Replica
Safe for research & AI tool use
Strategy A · Masking
Fixed placeholder. Simple, irreversible.
Chan Tai Man
A123456(7)
$1.2M
REDACTED
***
REDACTED
Strategy B · Pseudonymisation
Consistent tokens — preserves relationships.
Chan Tai Man
A123456(7)
$1.2M
CLIENT_001
ID_001
AMT_A
UC2 · Follow-ups
Follow-up Items · UC2
General
| Item | Owner |
|---|
| Share current Excel file / sample | VIAMC |
| Share existing audit format template | VIAMC |
| Confirm process frequency (annual / quarterly) | VIAMC |
| Confirm auditor type (internal / external) | VIAMC |
| Gauge VIAMC preference: Offer A or B? | MC |
Redaction Sub-project
| Item | Owner |
|---|
| List sensitive columns / fields | VIAMC |
| Confirm strategy: masking vs. pseudonymisation | MC |
| Confirm storage location for sanitized replica | VIAMC |
| Confirm scope: all sheets or specific tabs | VIAMC |
Use Case 3
AI Tool Centralization
Staff are spread across 12 GenAI tools with no central control. Goal: centralize governance & audit what data leaves the org.
Gemini / Bard
GROK
ChatGPT
Perplexity
NotebookLM
Canva
ElevenLabs
Adobe Express
CapCut
Hailuo
Wrtn
Deepl
Reframe: this is a CASB (Cloud Access Security Broker) problem — a well-understood enterprise security pattern.
UC3 · Solution Options
Three Approaches
Netskope · Zscaler · MS Defender
Pros
- Shadow-IT discovery
- DLP + redaction built-in
- Audit log out of box
Cons
Recommended
Squid + custom DLP rules
Pros
- Cheaper than CASB
- Flexible rule-set
Cons
- More setup & maintenance
- No shadow-IT discovery
Budget-friendly
Managed browser extension
Pros
- Low infra lift
- Fast to deploy
Cons
- Easy to bypass
- Misses API calls
Light-touch
Recommendation: CASB (A) if budget allows; Proxy + allowlist (B) as pragmatic middle ground.
UC3 · Follow-ups
Follow-up Items · UC3
| Item | Owner |
|---|
| Browser-only or API usage too? | VIAMC |
| Priority: redaction or audit logging first? | VIAMC |
| Budget range (CASB vs. proxy)? | VIAMC |
| Number of users affected | VIAMC |
| SSO / identity management in place? | VIAMC |
| Shortlist CASB vendors for demo | MC |
HKMA Funding
GenA.I. Sandbox++ Programme
Launched 2026-03-05 by HKMA + SFC + IA + MPFA.
Focus Areas
- Risk management
- Anti-fraud measures
- Customer experience enhancement
- "A.I. vs A.I." — using AI to manage risks arising from AI adoption
Support Provided
- Supervisory guidance + technical assistance
- Free GPU compute at Cyberport AI Supercomputing Centre
- Development & piloting environment
- No stated funding amounts or deadlines
HKMA · Early Assessment
Qualification Fit
| Use Case | Fit | Rationale |
|---|
| UC1 — Loan Background Check |
Medium |
Maps to risk management + suitability assessment compliance. AI-driven client research fits the GenAI angle. |
| UC2 — Fund Accounting + Redaction |
Low–Med |
Pure Excel automation is weak. Qualifies only if reframed around AI-driven compliance/risk. |
| UC3 — AI Tool Centralization |
High |
Best fit. "A.I. vs A.I." maps directly to CASB/DLP controlling staff AI tool usage. |
Recommendation: Lead HKMA application with UC3, support with UC1. Include UC2 only if reframed around AI-driven compliance.
HKMA · Follow-ups
Follow-up Items · HKMA
| Item | Owner |
|---|
| Contact HKMA for application process and deadlines | MC |
| Confirm VIAMC's regulated sector eligibility | VIAMC |
| Draft UC3 application narrative around "A.I. vs A.I." | MC |
| Reframe UC2 as AI-driven compliance if submitting | MC |
Summary
Where We Go Next
Near-Term Priorities (MC)
- Shortlist CASB vendors for UC3 demo
- Contact HKMA on GenA.I. Sandbox++ process
- Draft UC3 narrative around "A.I. vs A.I."
- Confirm UC2 engagement model (Offer A vs B)
Inputs Needed from VIAMC
- Portfolio report template (UC1)
- Fund accounting Excel sample + audit template (UC2)
- Sensitive field list (UC2 redaction)
- AI tool usage mode + user count + SSO status (UC3)
- Regulated sector confirmation (HKMA)
Strongest combined play: UC3 as HKMA-funded flagship · UC1 as secondary · UC2 as VIAMC-funded workshop or managed build.
Thank you
Questions & Discussion
MC Team · VIAMC Engagement · 20 April 2026